:root{
  --navy:#4a1049;--navy-2:#6f1a6f;--blue:#2563eb;--gold:#e25522;--gold-d:#c4441a;--green:#2f7d12;--green-l:#4ea52e;
  --ink:#1b2333;--muted:#5b6475;--line:#e3e7ef;--bg:#ffffff;--soft:#f4f6fb;
  --radius:14px;--shadow:0 6px 24px rgba(20,40,92,.08);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;font-size:17px}
img{max-width:100%;height:auto}
a{color:var(--navy-2)}
h1,h2,h3{font-family:Poppins,Inter,sans-serif;line-height:1.2;color:var(--navy);margin:0 0 .6em}
h1{font-size:clamp(1.9rem,4.5vw,3rem)}
h2{font-size:clamp(1.5rem,3vw,2.1rem)}
h3{font-size:1.2rem}
p{margin:0 0 1em}
.wrap{max-width:1140px;margin:0 auto;padding:0 20px}
.section{padding:64px 0}
.section.soft{background:var(--soft)}
.lead{font-size:1.15rem;color:var(--muted);max-width:760px}
.center{text-align:center}.center .lead{margin-left:auto;margin-right:auto}

/* top bar */
.topbar{background:var(--navy);color:#fff;font-size:.9rem}
.topbar .wrap{display:flex;gap:20px;justify-content:flex-end;flex-wrap:wrap;padding-top:6px;padding-bottom:6px}
.topbar a{color:#fff;text-decoration:none}
/* header */
.header{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line)}
.header .wrap{display:flex;align-items:center;justify-content:space-between;min-height:72px;gap:16px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none}
.brand img{height:56px;width:auto;display:block}
.brand-txt{display:flex;flex-direction:column;line-height:1.1}
.brand-txt strong{color:var(--navy);font-family:Poppins,sans-serif;font-size:1.05rem}
.brand-txt span{color:var(--muted);font-size:.75rem;letter-spacing:.08em;text-transform:uppercase}
.nav{display:flex;gap:6px;align-items:center}
.nav a{white-space:nowrap;text-decoration:none;color:var(--ink);font-weight:500;padding:8px 10px;border-radius:8px}
.nav a:hover,.nav a[aria-current=page]{background:var(--soft);color:var(--navy-2)}
.nav .btn{margin-left:6px}
.menu-toggle{display:none;background:none;border:1px solid var(--line);border-radius:8px;padding:8px 12px;font-size:1rem;cursor:pointer}
@media (max-width:1100px){
  .menu-toggle{display:block}
  .nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;flex-direction:column;align-items:stretch;padding:12px 20px 20px;border-bottom:1px solid var(--line);box-shadow:var(--shadow)}
  .nav.open{display:flex}
  .nav .btn{margin:8px 0 0;text-align:center}
}
/* buttons */
.btn{display:inline-block;background:var(--gold);color:#fff;font-weight:700;text-decoration:none;padding:13px 22px;border-radius:10px;border:0;cursor:pointer;font-size:1rem}
.btn:hover{background:var(--gold-d)}
.btn.alt{background:#fff;color:var(--navy);border:2px solid #fff}
.btn.ghost{background:transparent;color:var(--navy-2);border:2px solid var(--navy-2)}
.btns{display:flex;gap:12px;flex-wrap:wrap}
/* hero */
.hero{background:linear-gradient(135deg,#3a0c39 0%,var(--navy-2) 55%,#8a2c7f 100%);color:#fff;padding:72px 0 64px}
.hero h1{color:#fff}
.hero p{color:#f1dff0;font-size:1.15rem;max-width:720px}
.hero .badges{display:flex;gap:10px;flex-wrap:wrap;margin:18px 0 26px}
.badge{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.25);color:#fff;border-radius:999px;padding:6px 14px;font-size:.9rem}
.page-hero{padding:48px 0 40px}
.crumbs{font-size:.88rem;color:#ecd3ea;margin-bottom:12px}
.crumbs a{color:#fff}
/* stats */
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:-36px}
.stat{background:#fff;border-radius:var(--radius);box-shadow:var(--shadow);padding:20px;text-align:center}
.stat b{display:block;font-size:2rem;color:var(--navy-2);font-family:Poppins,sans-serif}
.stat span{color:var(--muted);font-size:.92rem}
@media (max-width:640px){.stats{grid-template-columns:1fr}}
/* cards */
.grid{display:grid;gap:20px}
.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}
@media (max-width:900px){.g3{grid-template-columns:repeat(2,1fr)}}
@media (max-width:640px){.g2,.g3{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow);display:flex;flex-direction:column}
.card .tag{align-self:flex-start;background:#e9f5e3;color:var(--green);font-size:.78rem;font-weight:700;text-transform:uppercase;letter-spacing:.05em;border-radius:6px;padding:3px 8px;margin-bottom:10px}
.card ul{padding-left:18px;margin:0 0 1em;color:var(--muted)}
.card .price{font-weight:700;color:var(--navy);margin:auto 0 12px}
.card .more{font-weight:600;text-decoration:none}
.facts{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin:24px 0}
.facts div{background:var(--soft);border-radius:12px;padding:16px}
.facts b{display:block;color:var(--navy);font-size:.8rem;text-transform:uppercase;letter-spacing:.05em}
@media (max-width:760px){.facts{grid-template-columns:1fr 1fr}}
.two-col{display:grid;grid-template-columns:2fr 1fr;gap:32px;align-items:start}
@media (max-width:900px){.two-col{grid-template-columns:1fr}}
.aside{position:sticky;top:96px;background:var(--navy);color:#fff;border-radius:var(--radius);padding:24px}
.aside h3{color:#fff}.aside p{color:#f1dff0}
.aside .btn{display:block;text-align:center;margin-top:10px}
.checks{list-style:none;padding:0}
.checks li{padding-left:28px;position:relative;margin-bottom:8px}
.checks li::before{content:"✓";position:absolute;left:0;color:#16a34a;font-weight:800}
.steps{counter-reset:s;list-style:none;padding:0}
.steps li{counter-increment:s;position:relative;padding-left:48px;margin-bottom:18px}
.steps li::before{content:counter(s);position:absolute;left:0;top:0;width:34px;height:34px;border-radius:50%;background:var(--green-l);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center}
/* faq */
details{border:1px solid var(--line);border-radius:12px;padding:14px 18px;margin-bottom:12px;background:#fff}
summary{cursor:pointer;font-weight:600;color:var(--navy)}
details[open] summary{margin-bottom:10px}
/* form */
form .row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media (max-width:640px){form .row{grid-template-columns:1fr}}
label{display:block;font-weight:600;font-size:.92rem;margin-bottom:4px}
input,select,textarea{width:100%;padding:12px;border:1px solid #cbd3e1;border-radius:10px;font:inherit;margin-bottom:14px;background:#fff}
textarea{min-height:120px}
.small{font-size:.85rem;color:var(--muted)}
.notice{background:#fdeee8;border-left:4px solid var(--gold);padding:14px 18px;border-radius:8px}
/* cta band */
.cta{background:var(--green);padding:44px 0}
.cta h2{color:#fff}.cta p{color:#e3f3dc}
.cta .wrap{display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap}
.cta .btn{background:#fff;color:var(--green)}
/* footer */
.footer{background:#2a0a29;color:#c7d0e6;padding:48px 0 24px;font-size:.93rem}
.footer h3{color:#fff;font-size:1rem}
.footer a{color:#c7d0e6;text-decoration:none}.footer a:hover{color:#fff}
.footer ul{list-style:none;padding:0;margin:0}.footer li{margin-bottom:6px}
.footer .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:28px}
@media (max-width:900px){.footer .cols{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.footer .cols{grid-template-columns:1fr}}
.footer .legal{border-top:1px solid #4b1f49;margin-top:32px;padding-top:18px;font-size:.84rem}
/* floating call (mobile) */
.fab{position:fixed;right:16px;bottom:16px;display:flex;gap:10px;z-index:60}
.fab a{width:54px;height:54px;border-radius:50%;display:flex;align-items:center;justify-content:center;color:#fff;text-decoration:none;font-size:1.4rem;box-shadow:0 6px 18px rgba(0,0,0,.25)}
.fab .call{background:var(--gold)}.fab .wa{background:#25d366}
.map{width:100%;height:320px;border:0;border-radius:var(--radius)}

@media (max-width:640px){.topbar .wrap{justify-content:center;gap:14px}.topbar .hide-sm{display:none}.brand-txt span{display:none}.brand img{height:46px}}
.nav a.btn{color:#fff}.nav a.btn:hover{background:var(--gold-d);color:#fff}

.cpf-list{display:grid;gap:12px;margin:16px 0}
.cpf-item{display:flex;justify-content:space-between;align-items:center;gap:14px;border:1px solid var(--line);border-left:4px solid var(--green-l);border-radius:12px;padding:14px 16px;background:#fff}
.cpf-item strong{display:block;color:var(--navy)}.cpf-item span{color:var(--muted);font-size:.93rem}
.btn.cpf{background:var(--green);white-space:nowrap;padding:10px 16px;font-size:.93rem}.btn.cpf:hover{background:#246010}
@media (max-width:640px){.cpf-item{flex-direction:column;align-items:stretch}.btn.cpf{text-align:center;white-space:normal}}